Share Savings

* Monthly dividends if average daily balance is $100 or more

* Payroll deduction available

* $25 minimum to open an account

* No service fees

* Additional savings accounts available for taxes, vacations, or any other reason

Christmas Clubs

* Payroll allotment available

* Monthly dividends

* No minimum balance

* No service fee

* Funds are available in October for your holiday shopping

Certificates

* Dividends paid monthly

* $1,000 minimum deposit

* $500 minimum deposit for 18 years of age and under

* Competitive rates

* One year and six month certificates available